
Retirement is not just a milestone, but an opportunity to choose how and where you want to live the next phase of your life. Increasingly, retirees are setting their sights on Costa Rica, a country known for its natural beauty, welcoming communities, and stable lifestyle.
Retirement in Costa Rica offers financial advantages, healthcare, and a slower pace of life, all wrapped in year-round warm weather. To make the most of this stage, you need to understand what the country offers and where you can find a home that aligns with your vision.
Why Retire in Costa Rica?

Cost of Living
Costa Rica is widely considered an affordable destination for retirees. While exact expenses depend on your lifestyle, most find that groceries, local services, and property taxes cost less than in North America or Europe. Imported goods can carry higher prices, but living like a local helps keep monthly budgets manageable.
Healthcare System
Costa Rica has one of the best healthcare systems in Latin America. Both public and private healthcare options are available, with high-quality services and modern facilities. Retirees can participate in the public healthcare system through the national insurance plan (known as the Caja), which offers access to doctors, hospitals, and prescription medications at very reasonable rates.
Welcoming Communities
Retirement in Costa Rica is not only about lower costs and quality healthcare. Many retirees choose the country for its supportive expatriate communities. Beach towns, in particular, have strong expat networks, making it easy to form new friendships and adjust to local life. Social events, community groups, and volunteer opportunities help you stay engaged and active.
Retirement-Friendly Towns in Costa Rica

When considering retirement in Costa Rica, selecting the right town is an important decision. Each community offers different benefits, from beachfront living to small-town charm.
Playa Hermosa
Playa Hermosa is one of Costa Rica’s most sought-after retirement destinations. Known for its tranquil setting, this beach town offers direct access to the Pacific Ocean, crystal-clear waters, and stunning sunsets. It is also part of the country’s Blue Zone, a region recognized for longevity and healthy living. With an active expat community and a variety of properties for sale in Playa Hermosa, you can enjoy both comfort and community life.
Playas del Coco
Playas del Coco is one of the country’s oldest beach towns and a favorite for retirees who want accessibility. The town is just a short drive from Liberia International Airport, making travel convenient for you and visiting family. Playas del Coco properties range from condominiums to luxury villas, and the local community is vibrant, with a variety of restaurants, markets, and social activities.
Playa Panama
For retirees who prefer calm waters and quiet surroundings, Playa Panama offers a more relaxed pace. The beach is safe for swimming and paddleboarding, while still being close to larger towns and modern amenities. Its location makes it a strong option for those who want both seclusion and convenience.
Playa Ocotal
Playa Ocotal is a peaceful coastal town just minutes away from Playas del Coco. It is known for its postcard-like scenery and relaxed lifestyle. Many retirees are attracted to Ocotal Beach homes for sale because of the balance between privacy and easy access to restaurants, shopping, and healthcare facilities nearby.
Playa Matapalo

Located along Guanacaste’s Gold Coast, Playa Matapalo offers retirees golden sands, quiet living, and proximity to adventure parks and national reserves. It attracts those who want both relaxation and outdoor activities such as hiking, birdwatching, and water sports.
Papagayo
Papagayo is recognized for luxury living and upscale developments. This region offers premium properties with panoramic ocean views, golf courses, and fine dining. Retirees looking for luxury homes in Costa Rica often turn to Papagayo for its exclusivity and premium amenities.
Sardinal
Sardinal is a hidden gem for retirees who want affordability and local charm. It is only a short drive from Playas del Coco and Playa Hermosa but offers lower property prices. Retirees here enjoy a real Costa Rican community with markets, clinics, and schools nearby. It is a practical choice for those looking for affordable Costa Rica real estate without giving up proximity to the coast.
Costa Rica Sunset Homes Helps You Retire with Confidence
Retirement is the time to choose wisely, and Costa Rica offers opportunities for every lifestyle. At Costa Rica Sunset Homes, we guide retirees and expats in finding the right retirement properties in Costa Rica that aligns with their goals. Whether you are interested in Playas del Coco properties or properties for sale in Playa Hermosa, our team has the expertise to assist you.
From beachfront properties to long-term rentals in Costa Rica, we provide honest advice, local knowledge, and full support. Let us help you take the next step in your retirement. Reach out to Costa Rica Sunset Homes today and find your place in this welcoming country.

