Buying a dream home on the beach is an exciting step—especially in a country as stunning as Costa Rica.

From Costa Rica waterfront properties to sleek new construction homes in Costa Rica, the market is filled with opportunity. But before you sign anything, ask your realtor these essential questions to ensure transparency, legal compliance, and smart decision-making.

Whether you’re investing, relocating, or exploring real estate for expats in Costa Rica, these questions will help you buy with confidence.

1. Is the Property Fully Titled and Free of Liens?

Title verification is one of the most critical steps in purchasing any Costa Rica waterfront property. Coastal areas often involve maritime zone regulations, concessions, and additional legal considerations. Ask your realtor to provide a current Registro Nacional (National Registry) report showing ownership, boundaries, and any existing liens or encumbrances.

2. Is the Home Located in the Maritime Zone?

Beachfront land in Costa Rica falls into two primary categories: titled land and concession land within the Maritime Zone. Concession properties involve stricter requirements, especially for foreigners, and often require municipal approvals. Make sure your realtor clearly explains any restrictions before proceeding.

3. What Are the Zoning Regulations and Building Restrictions?

Even if you’re considering new construction homes in Costa Rica, zoning laws dictate what you can legally build. Your realtor should provide details on:

• Density limits
• Height restrictions
• Setbacks from the shoreline
• Environmental impact guidelines

For buyers planning rental income, confirm whether zoning allows hospitality operations.

4. How Reliable Are Utilities and Infrastructure?

Access to water, electricity, fibre-optic internet, and proper road infrastructure should be confirmed before purchasing. Some ocean view properties in Costa Rica may be in rural or developing regions where utilities are limited or require special permits. Ask for documentation showing approved water letters and electrical availability.

5. What Is the Property’s Rental Potential?

Whether you’re exploring long-term rentals in Costa Rica or vacation rentals, ask your realtor about occupancy rates, seasonal demand, and local regulations on short-term rentals. Properties close to beaches, national parks, and tourism hubs typically perform best—but always verify expected annual ROI and management costs.

6. Are There Community or HOA Fees?

Many retirement communities in Costa Rica and gated developments charge HOA fees for security, landscaping, pool maintenance, and general upkeep. Make sure you understand:

• Monthly/annual costs
• What is included
• Whether fees are expected to increase
• Community rules and restrictions

These details help avoid surprises down the road.

7. What Is the Property’s History and Condition?

Ask for inspection reports, maintenance records, and information on past renovations. Salt air and humidity can be harsh on coastal structures. If you’re buying older Costa Rica waterfront properties, ensure the home has proper drainage, corrosion-resistant materials, and up-to-date roofing and plumbing.

8. What Are the Estimated Closing Costs and Taxes?

Buying real estate abroad involves costs beyond the purchase price. Request a detailed breakdown of:

• Transfer taxes
• Notary fees
• Registration fees
• Annual property taxes
• Luxury home tax (if applicable)

Understanding these expenses helps you budget accurately, especially if you’re comparing properties within different retirement communities in Costa Rica or gated resorts.

9. Who Handles Property Management After the Sale?

If you don’t plan to live in Costa Rica full-time, you’ll need reliable Costa Rica property management. Ask your realtor for recommendations or whether the community offers on-site support. A good manager can handle:

• Tenant screening
• Bill payments
• Landscaping
• Repairs and maintenance
• Rental bookings

This is especially important for expats planning to generate income through long-term rentals in Costa Rica.

10. What Is the Long-Term Appreciation Potential?

Your realtor should provide insight into market trends, development plans, infrastructure upgrades, and neighborhood growth prospects. Areas with upcoming road improvements, new marinas, or tourism expansion often see faster appreciation. This is key for anyone building wealth through real estate for expats in Costa Rica or planning a future resale.

A Smart Purchase Starts With Smart Questions

Buying a Costa Rica waterfront property is one of the most rewarding investments you can make—but only when you approach it with due diligence. These 10 questions ensure you clearly understand legal requirements, property conditions, and future financial implications. Whether you’re considering new construction homes in Costa Rica, exploring ocean view properties in Costa Rica, or searching for the perfect home within the best retirement communities in Costa Rica, asking the right questions protects your investment and sets you up for success.

Ready to Buy With Confidence?

When you’re investing in Costa Rica’s beautiful coastline, expert support makes all the difference. Costa Rica Sunset Homes offers comprehensive property management services to protect your investment, maximize rental potential, and handle the day-to-day responsibilities of homeownership abroad.

Contact Costa Rica Sunset Homes today and buy your dream home with total peace of mind.