FAQs
Frequently Asked Questions About Living in Costa Rica?
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What’s it really like living in Costa Rica?
Ah yes, the big one—what it’s like to leave your home country and make a new one yours. Personally, we spent years scoping out different parts of the world before settling on Costa Rica. We made multiple trips before we committed. Our reasons might not match yours, but the best advice we can give is: come visit. Nothing replaces first-hand experience.
Is Costa Rica safe?
After 40 years of flying planes and seeing cities and small towns across the globe, we’ve learned that every country has pockets of both. Costa Rica’s capital, San José, feels like any other major city—some areas are safer and far more relaxed than others. Guanacaste, up in the northwest, is mostly made up of small towns and peaceful rural communities. After living here for over a decade, we’ve always felt at ease in this area. Like anywhere, it’s wise to stay mindful—lock your doors, secure your bike, and take basic precautions, and you’ll feel right at home.
What language do people speak in Costa Rica?
Spanish is the official language, though it’s Latin American Spanish, which might be different from the Spanish you learned in school. That said, tourist towns are full of English speakers. And we’ve found it easy enough to pick up the language to avoid sounding too “gringo”.
What kind of money is used in Costa Rica?
The currency here is the Costa Rican Colón. In 2025, it’s roughly 500 colones to one U.S. dollar (though it may vary). Bills come in 1,000, 2,000, 10,000, and 20,000 denominations, plus coins up to 500. Most restaurants and shops accept USD and will show both currencies on your bill.
Nearly everything includes a 13% tax, and many places add a 10% service charge, which is considered the standard tip. Credit cards are widely accepted, but it’s always good to carry some cash for tipping.
Is it affordable to live in Costa Rica?
Yes, and for many people, surprisingly so. If you stick to local markets and restaurants, you’ll find everyday costs to be refreshingly low. The local food is delicious, fresh, and affordable. Of course, if you’re craving high-end steakhouse meals every night, the price will reflect that, just like it would back home.
Gas prices are reasonable (especially compared to Europe), and most people drive far less here anyway. Where Costa Rica really shines is in the overhead. Property taxes are minimal. There’s just one flat 13% tax on goods and services, and no surprise state or city add-ons. And best of all, if you’re an expat, your income or retirement earnings from abroad aren’t taxed at all.
Can I legally work in Costa Rica?
Not in the traditional sense. You can’t just get a job unless you become a resident. But you can buy or start a business and create jobs for locals. There’s plenty of room to make that work with very little restriction.
Can foreigners own real estate in Costa Rica?
Yes, and without any strings attached. You can own property outright with the same rights as a local. You don’t need to be a resident either. The only exceptions involve beachfront or maritime zone land. Even then, it’s more about doing due diligence than hitting roadblocks.
What’s the difference between being a resident and a citizen in Costa Rica?
The main difference? Voting rights. Residents can’t vote. That’s about it. There are a few benefits to being a resident, but other than that, there’s not much separation in daily life.
How long can I stay in Costa Rica without a visa?
As a tourist, you’re allowed 90 days or less, depending on what you told immigration when you arrived. If you stay the full 90, all you need to do is leave the country briefly, get a new stamp in your passport, and you’re good for another round. Once you become a resident, this rule no longer applies.
Can I ship all my stuff from the U.S. or Canada?
Yes, and people do it all the time. Full and partial containers, pallets, cars, furniture, you can ship just about anything. There are companies that handle full door-to-door service. Just keep in mind that customs can be unpredictable, so it’s smart to ship a few months in advance if you’re on a schedule.
Will I be able to find everything I need in Costa Rica?
You’d be surprised how much is available now. Over the past 12 years, we’ve seen a huge increase in the range of goods and products here. While Costa Rica doesn’t manufacture much, the import system has improved, and more items are stocked regularly.
Some things might take a little extra effort to find. Almost everything is imported, which can sometimes mean duties, shipping delays, and the occasional missing ingredient. But overall, it’s very livable and getting better all the time.
How does income tax work in Costa Rica?
If you’re making money in Costa Rica—say by running a business or renting out your place—you’ll need to charge 13% tax on sales and pay it to the government. If you’re actually running a business here, your income tax is usually around 17%. But none of that applies to your income or retirement money from back home. That’s one of the many reasons expats find Costa Rica financially attractive.
Are you ready to see it for yourself yet?
Combined, we bring over 30 years of real estate experience. We’re proud to be part of the Tres Amigos Realty Group, the most experienced and respected real estate team in the region. With the right support, the right knowledge, and the right people by your side, settling into Costa Rica will be a decision you’ll be glad you made.
